Pregnant, no insurance, no Medicaid, OBGYN fees are too high! Any advice?

Pregnant, no insurance, no Medicaid, OBGYN fees are too high! Any advice?

Hi! I am 19 weeks pregnant. I do not work because I already have a son and daycare costs are higher than I used to earn as a full-time licensed social worker. My husband is self-employed and we do alright, but we are not wealthy. We do not have insurance because it is very expensive for those who are self-employed. Besides, if we got insurance now, no company that we've called will cover pregnancy. I did not know I was pregnant until I was 14 weeks along. I called all the doctors in my area and chose the 2nd cheapest. (The cheapest is located in a questionable area.) Since the doctor takes the global fee and divides it by the number of months you have left before delivery, I am paying $675 per visit. This week I have to pay for a $675 check up, a $275 ultrasound, and $420 for blood tests. We have begun the process to apply for Medicaid but the worker told me it does not look good...they consider gross income and not net for people who are self-employed. (I live in Greene County, Ohio.) I have contacted the Health Department but they will only save me about $1200 total and I would have to deliver at a hospital that I do not prefer. We can continue to make the $675 payments each visit, but we are just trying to find a cheaper alternative. I have thought of just using a midwife and no doctor, but there is no option of an epidural this way. (I don't think I want an epidural, but I want the option.) I also want to state that when I was pregnant with my son, we were in almost the same boat...I was employed, and had insurance through my employer until I quit my job in my 9th month. Of course, when I quit my job, I lost my insurance. I worked for a small private homeless shelter, so they were not required to offer COBRA. At that time, I acquired insurance through Cinergy. I paid them over $800 and I got scammed big time. They did not cover one penny of my doctor fees or hospital fees for myself or my son. I just want to make this known in case anyone out there is considering Cinergy. Thank you for reading my enormous story...I appreciate any advice you have to offer! (And just to nip some pessimists in the bud, I was on birth control...so please don't bad-mouth us for getting pregnant without a plan in place. Although this baby is a surprise, we still consider this to be a blessing!!)

 

BEST ANSWER: Try this site where you can compare quotes:insuranceforcheap.info

 

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Hi! I am 19 weeks pregnant. I do not work because I already have a son and daycare costs are higher than I used to earn as a full-time licensed social worker. My husband is self-employed and we do alright, but we are not wealthy. We do not have insurance because it is very expensive for those who are self-employed. Besides, if we got insurance now, no company that we've called will cover pregnancy. I did not know I was pregnant until I was 14 weeks along. I called all the doctors in my area and chose the 2nd cheapest. (The cheapest is located in a questionable area.) Since the doctor takes the global fee and divides it by the number of months you have left before delivery, I am paying $675 per visit. This week I have to pay for a $675 check up, a $275 ultrasound, and $420 for blood tests. We have begun the process to apply for Medicaid but the worker told me it does not look good...they consider gross income and not net for people who are self-employed. (I live in Greene County, Ohio.) I have contacted the Health Department but they will only save me about $1200 total and I would have to deliver at a hospital that I do not prefer. We can continue to make the $675 payments each visit, but we are just trying to find a cheaper alternative. I have thought of just using a midwife and no doctor, but there is no option of an epidural this way. (I don't think I want an epidural, but I want the option.) I also want to state that when I was pregnant with my son, we were in almost the same boat...I was employed, and had insurance through my employer until I quit my job in my 9th month. Of course, when I quit my job, I lost my insurance. I worked for a small private homeless shelter, so they were not required to offer COBRA. At that time, I acquired insurance through Cinergy. I paid them over $800 and I got scammed big time. They did not cover one penny of my doctor fees or hospital fees for myself or my son. I just want to make this known in case anyone out there is considering Cinergy. Thank you for reading my enormous story...I appreciate any advice you have to offer! (And just to nip some pessimists in the bud, I was on birth control...so please don't bad-mouth us for getting pregnant without a plan in place. Although this baby is a surprise, we still consider this to be a blessing!!)

 

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Can anyone tell me a cheap car insurance?

Can anyone tell me a cheap car insurance?

 

 

Broke my contract phone and have no insurance?

Basically, entirely my own fault... i have no insurance on my phone (had it for three months) and it was smashed yesterday! But my question is, if i phone up vodafone and tell them i will PAY three months worth of insurance, backdate it back to the three months i have had this phone, can I then claim for a replacement? Technically I will still be paying for insurance and they will be getting money? Is this possible??

 

 

Does it cost anything to switch the car thats on insurance?

I have a car onmy insurance and i just got a new car does it cost anything to switch the actual car thats on the insurance? like just to take the one off thats on now and put the new one on but keep everything else the same?

 

 

Cost of SR22 insurance in Texas?

Anybody knows the cost of SR22 insurance in Texas?

 

Pregnant, no insurance, no Medicaid, OBGYN fees are too high! Any advice?

Hi! I am 19 weeks pregnant. I do not work because I already have a son and daycare costs are higher than I used to earn as a full-time licensed social worker. My husband is self-employed and we do alright, but we are not wealthy. We do not have insurance because it is very expensive for those who are self-employed. Besides, if we got insurance now, no company that we've called will cover pregnancy. I did not know I was pregnant until I was 14 weeks along. I called all the doctors in my area and chose the 2nd cheapest. (The cheapest is located in a questionable area.) Since the doctor takes the global fee and divides it by the number of months you have left before delivery, I am paying $675 per visit. This week I have to pay for a $675 check up, a $275 ultrasound, and $420 for blood tests. We have begun the process to apply for Medicaid but the worker told me it does not look good...they consider gross income and not net for people who are self-employed. (I live in Greene County, Ohio.) I have contacted the Health Department but they will only save me about $1200 total and I would have to deliver at a hospital that I do not prefer. We can continue to make the $675 payments each visit, but we are just trying to find a cheaper alternative. I have thought of just using a midwife and no doctor, but there is no option of an epidural this way. (I don't think I want an epidural, but I want the option.) I also want to state that when I was pregnant with my son, we were in almost the same boat...I was employed, and had insurance through my employer until I quit my job in my 9th month. Of course, when I quit my job, I lost my insurance. I worked for a small private homeless shelter, so they were not required to offer COBRA. At that time, I acquired insurance through Cinergy. I paid them over $800 and I got scammed big time. They did not cover one penny of my doctor fees or hospital fees for myself or my son. I just want to make this known in case anyone out there is considering Cinergy. Thank you for reading my enormous story...I appreciate any advice you have to offer! (And just to nip some pessimists in the bud, I was on birth control...so please don't bad-mouth us for getting pregnant without a plan in place. Although this baby is a surprise, we still consider this to be a blessing!!)

 

Under the Roberts ruling why cant the gov. require everyone buy car insurance.?

Whats the difference. The only differences I see argue better for the personal mandate for car insurance more than health insurance. 1. Everyone using a vehicle on a regular bases. Even if you dont drive, you take a bus or cab or cross a street. 2. Driving is at least 10 times more dangerous than anything else most people will do on a daily basis. 3. If you have car insurance you less likely to need healthinsurance.

 

 

Still waiting to hear from car insurance if car is a write off?

its been a week since this guy hit me from behind. he was 100% at fault. how long do i have to wait to find out if my car was a write off? the car is fixable and i need to know how much to fix? want my car back!!!!!

 

 

Got a speeding ticket, how can I make sure my insurance doesn't go up?

I'm 19 and I just got my first speeding ticket. If I pay for a lawyer to plead not guilty and get my demerit points removed, will that guaranty that my insurance rate will stay the same? (I live in Canada)

 

 

It should be illegal for the amount car insurance comanies charge for young drivers!!?

Having my driving test next month and looking at buying a car soon, either a clio or corsa. I have just got some quotes for a clio and a corsa and all i can say is that its ...show more

 

 

What is the absolute cheapest classic insurance broker in the uk?

cars 1960-1991

 

 

Which type of car insurance coverage?

say my friend was driving my car and he got into an accident which type of car insurance would cover my car if he's driving it? what if im driving his car and i got into an accident what type of car insurance would cover me, what about my friends car?

 

 

Cheapest car insurance? I am talking less than $70 bucks a month. I have seen maybe 60 bucks a month lowest?

Only answer this question with exact information of a company that can go cheaper than 70 bucks a month as that is the lowest I have been able to find.

 

 

Will an Illinois speeding ticket put points on my Michigan license and raise my insurance?

I am from Michigan and got a speeding ticket in Chicago IL. Will this put points on my Michigan license? Will this cause my Allstate insurance rate to go up? Thanks for the help!

 

 

Cheap/Affordable Car insurance for a 20 year old Driver?

Hey guys, I've had my license for a couple of months (Just turned 20) and I was wondering where or how I'd be able to get the cheapest possible insurance. Also, is there any ways around it? like putting it under my Dads name lool? Thanks!!

 

 

Will insurance still able to view my previous ticket record and raise my car insurance?

I got a ticket in April of 2004. I paid the fine and went to traffic school. Just two days ago, i got a ticket for speeding (48 at a 35 limit). 1) will I still able to go to traffic school for this ticket? (I'm in CA, my friend told me we are allowed to take traffic school if it's over 18 months since the last citation, is this correct)? 2) i read some yahoo answer on car insurance and someone is saying the insurance company will still able to view the previous citation and raise the car insurance if we get the second citation within 3 years of the 1st one. the point will be unmasked for insurance company to see. is this true? 3) if it is true, does that mean even if i'm able to go to traffic school for my second citation, the insurance company can still raise car insurance for my 1st citation?

 

 

How much would it cost to insure...?

A .. 1999-2002 Mustang (Coupe) 1999-2004 Grand Prix (2 or 4 door, either estimate works) 1999-2003 Grand AM (2 or 4 door, either estimate works) 2000-2004 Mitsubishi Eclipse Any other decent looking car...That's within a 6-7k range. Other notes, I am 16, Male. A new car would go under my Mom, or Dads name...They both have perfect insurance, no wrecks, etc... Please don't tell me to go get a quote, because you need to be 18 to do those (I want accurate answers), plus, I cannot get an accurate answer off those knowing I'll be on my parents insurance. Any help is appreciated.

 

 

Driver doesn't have license or insurance?

My fiance sister is 19 & keeps taken their mom's car with total permission. She has a permit but not a license or insurance. What would/could she be charged with if she was pulled over or in an accident. Could his mom get in trouble too? I thought his mom had to press Grand theft auto charges for the insurance company to fix/replace the car. What happens with Grand theft auto charges?

 

 

What health insurance is best and affordable for my wife?

We had a baby 3 months ago, but I am looking for health insurance that is good and affordable for my wife. Any suggestions?

 

 

What would insurance be for a 16 year old white male, clean driving record, good grades, and would be driving?

What would insurance be for a 16 year old white male, clean driving record, good grades, and would be driving a 2000 Chrysler Sebring Limited? What if he got his parents to put it under there insurance that they were full time drivers, and he is a part time driver?

 

 

Car insurance for audi a6 2.8 awd?

right now im under my parents Allstate car insurance, i pay around $90 a month it would be $60 but my parents added collision for the winter. im looking at this red v6 Audi for $5990. how much do you think it would be per month with Allstate??

 

 

Whats the insurance price for an accord?

Whats the insurance price for an accord?

 

 

How Much Would A 2001 Trans Am Cost On A 18 Yr Old Males Insurance?

How Much Would A 2001 Trans Am Cost On A 18 Yr Old Males Insurance?

 

 

Question about insurance, medicaid, and having a baby?

I am currently pregnant and still on my parents health insurance plan. However, I will no longer be able to be on their plan anymore because I'm getting married and turning 25 this June. Will medicaid help me with my insurance, or will they consider my pregnancy a pre existing condition?

 

 

Health insurance how to get?

Im not sure how to get cheap health insurance or obama care. I dont make that much being a server but I really could use health care insurance though since its been a while since ive been to the doctor.

 

 

Who do I contact when a taxi driver has no private insurance?

Who do I contact when a taxi driver has no private insurance?

 

 

How much does roofers insurance cost? I'm a one-man show for residential work looking for the cheapest policy?

How much does roofers insurance cost? I'm a one-man show for residential work looking for the cheapest policy?

 

 

Give me your opinion on which if you think my car is total loss or the insurance will fix it?

here are the pictures http://s221.photobucket.com/albums/dd30/VICTICO2/?action=view¤t=2011-01-14_16-18-41_525.jpg http://s221.photobucket.com/albums/dd30/VICTICO2/?action=view¤t=2011-01-14_16-18-41_525.jpg#!oZZ2QQcurrentZZhttp%3A%2F%2Fs221.photobucket.com%2Falbums%2Fdd30%2FVICTICO2%2F%3Faction%3Dview%26current%3D2011-01-14_16-18-13_791.jpg

 

 

Auto Insurance Legality!?

I recently applied for a new insurance policy. I was before, on a high risk rate as I had a few past discretions. When they pulled my 3 year abstract they did not turn anything up. I am almost certain that I had a drinking with a G2 charge from over 3 years ago that I thought would remain on my license for 6 years but nothing showed up..... Will this come up at a later date and haunt me? I am worried about legal repercussions Help!

 

 

How to get cheap car insurance for a 17 year old?

I'm a 17 year old male and i've recently passed my driving test and done IAM (Institute of Advanced Motorists) I live in the UK and need to know of any cars for cheap insurance or any ways to get cheap insurance WITHOUT putting myself as a named driver on my parents car. Many thanks. :).

 

 

Approximate insurance costs on cars?

I'm 16 and get a's and B's in school. I'm looking for approximates on the following models. they're all auto transmissions as well. Thanks! 2003 hundai Santa fe 2000 BMW 328i 2004 Mazda 6 2004 Honda civic 2003 vw jetta 2001 Mercedes c240 2002 vw passat

 

Pregnant, no insurance, no Medicaid, OBGYN fees are too high! Any advice?

Hi! I am 19 weeks pregnant. I do not work because I already have a son and daycare costs are higher than I used to earn as a full-time licensed social worker. My husband is self-employed and we do alright, but we are not wealthy. We do not have insurance because it is very expensive for those who are self-employed. Besides, if we got insurance now, no company that we've called will cover pregnancy. I did not know I was pregnant until I was 14 weeks along. I called all the doctors in my area and chose the 2nd cheapest. (The cheapest is located in a questionable area.) Since the doctor takes the global fee and divides it by the number of months you have left before delivery, I am paying $675 per visit. This week I have to pay for a $675 check up, a $275 ultrasound, and $420 for blood tests. We have begun the process to apply for Medicaid but the worker told me it does not look good...they consider gross income and not net for people who are self-employed. (I live in Greene County, Ohio.) I have contacted the Health Department but they will only save me about $1200 total and I would have to deliver at a hospital that I do not prefer. We can continue to make the $675 payments each visit, but we are just trying to find a cheaper alternative. I have thought of just using a midwife and no doctor, but there is no option of an epidural this way. (I don't think I want an epidural, but I want the option.) I also want to state that when I was pregnant with my son, we were in almost the same boat...I was employed, and had insurance through my employer until I quit my job in my 9th month. Of course, when I quit my job, I lost my insurance. I worked for a small private homeless shelter, so they were not required to offer COBRA. At that time, I acquired insurance through Cinergy. I paid them over $800 and I got scammed big time. They did not cover one penny of my doctor fees or hospital fees for myself or my son. I just want to make this known in case anyone out there is considering Cinergy. Thank you for reading my enormous story...I appreciate any advice you have to offer! (And just to nip some pessimists in the bud, I was on birth control...so please don't bad-mouth us for getting pregnant without a plan in place. Although this baby is a surprise, we still consider this to be a blessing!!)

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